Senior Manager, Credit and Debit, Europe

The European Consumer Solutions team is responsible for optimizing and driving the growth of Visa’s consumer core products, including Credit, Debit and Prepaid cards, across all consumer segments in Europe. The team’s objectives are aligned closely to the Visa 2030 strategy and the European regional scorecard (including revenue and profitability outcomes), and the team requires individuals who bring a solutions-centric mindset, deep product expertise and a relentless focus on execution as we architect new solutions and customer propositions for European clients and partners.

Responsibilities:

The Consumer Core Product Management team ensures that a strong product vision, operational efficiency, product management and go-to-market execution combine, to drive the future of Visa Card Credentials in Europe. This role will champion Credit and Debit cards in particular, with a focus on deep product expertise, partnering with clients on proposition design and program approvals, driving operational excellence across various stakeholder teams and providing subject matter expertise across a variety of issuer, acquirer and partner engagements, pitches and sales efforts.

The role will cover aspects such as:

• Credit & Debit credential product SME for Europe – supporting internal colleagues and clients with your card product expertise, with deep knowledge across all aspects of Credit and Debit credentials (Visa Rules, program operations, program approvals and due diligence, issuing models and partnerships, acceptance opportunities, regulation, best practice). You are an energetic, motivated and experienced product manager with great expertise in managing card programs. You are highly organized, detail oriented and have a relentless focus on execution against a strategy / vision / plan.
• Support the development of card programs built with Debit or Credit credentials at their foundation, particularly in growth areas such as cross-border issuing, next gen digital banking and cryptocurrency/stablecoin issuing programs. This includes both UX as well as technical and solution design aspects across the product value chain. You are proactive, curious and solutions-driven, and you enjoy partnering with, and influencing, teams and stakeholders around you.
• Support on business development and winning new Credit & Debit card portfolios at a country level, partnering with internal teams to build product sales plays and bring these to life through direct pitching / interaction with senior clients and stakeholders across Europe. As part of this business growth ambition, partner with our Visa Flexible Credential and Affluent teams on driving these important priorities. You are confident, experienced and enjoy engaging clients and stakeholders in growth discussions.
• Share data driven insights with stakeholders, executives and Visa issuing clients, through quarterly business reviews and client-facing scorecards related to debit and credit programs in Europe. You are commercially minded and can use data to tell a business story.

If this sounds like you, and the opportunity excites you to shape the future of Visa consumer card payments in Europe, then we look forward to hearing from you!

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

• Experience in managing and optimizing products, ideally with expertise managing Credit or Debit card programs
• Experience in payments, banking or a technology-focused organisation in product management/operations, solutions-driven problem solving, go-to-market execution, focus on commercial excellence and growth/results.
• High level of curiosity and drive – to understand Visa’s products deeply, to challenge the status quo, with a focus on identifying and re-designing better ways of working with our colleagues and clients.
• Excellent communication and presentation skills across all levels of the organization – whether at Visa, or with our partners and clients.
• Analytical thinker who enjoys spending time ‘in the data’ to understand trends, identify challenges and opportunities.
• Ability to work independently with strong time management, organizational skills and the ability to execute on multiple concurrent deliverables.
• Ability to influence and collaborate across a complex and highly matrixed organization.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.