MLRO - Money Laundering Reporting Officer - NiCKEL Germany (M/F/D)

NiCKEL is one of Europe’s great success stories in the Fintech industry and has become a well recognized actor for financial inclusion. Thanks to a unique distribution model, everyone can open a current account in only 5 minutes in a local store around the corner.

What drives us at NiCKEL?

Offering a simple and useful payment alternative to pay and get paid.

Launched in 2014, NiCKEL has already opened more than 3 million accounts and has more than 9000 participating stores, transformed into small agents in Europe. We employ more than 830 employees across 5 countries.

Aufgaben

The position is based in Berlin. The MLRO of Nickel Germany will be directly reporting to the Chief Compliance Officer of Nickel Germany.

The MLRO of Nickel Germany is primarily responsible for:

• Adapting BNP Paribas & Nickel Compliance policies, procedures and control plans with regards to Financial Security & KY to Nickel Germany specificities & local regulatory requirements;
• Ensuring these frameworks are in compliance with AML-FT local regulatory requirements & specific local expectations
• Be pro-active in taking part in various compliance-related projects within Nickel to ensure continuous improvement of AML-FT frameworks and especially detection solution & operational processes to manage alerts.
• Managing, reviewing the analysis of suspicious activity alerts and decide on the transmission of suspicious activity reports to the local FIU
• Taking decisions as per delegation received on the scope of responsibilities and ensure documentation and tracking of decisions
• Contributing to Compliance Risk Assessment Process, aggregate and report on Financial Security risks for Nickel Germany towards local and central management;
• Driving & supporting LoD1 teams in AML-FT risks identification & management
• Providing recommendations for remediation of identified deficiencies, and collaborate with the business to follow up on timely remediation
• Providing guidance, advice, and training on compliance topics for Nickel Germany’s staff and stakeholders
• Preparing and presenting clear and concise compliance reports to the Nickel CPL and Nickel Germany management.
• Nickel Germany point of contact with BAFIN & German FIU with regards to AML-FT topics
• Managing the deputy MLRO

Qualifikation

The ideal candidate should have the following profile:

• Around 6 years’ experience in a regulated financial institution with at least a previous position within a Compliance and/or an internal control function;
• Extensive knowledge of Compliance challenges specific to his/her environment, especially with regards to AML & FT;
• General knowledge of applicable regulatory framework;
• Integrity & Accuracy;
• Having a strategic vision;
• Problem solving & decision-making capacity;
• Impact, acting with perspective;
• Client focus;
• Reliability;
• Fluent in German and in English, a good level in French is a plus

Benefits

• The opportunity to join a responsible, inclusive and diverse company in the Fintech sector
• Covered by BNP Paribas professional insurance policy
• To be part of a dynamic, enthusiastic and motivated team in a varied and international working environment
• An attractive remuneration package with additional benefits (Meal allowance, Company pension plan, Vermögenswirksame Leistungen, Group insurances, eGym-Wellpass sports App, Corporate Benefits discounts, etc)
• An attractive office location in the heart of Berlin
• Permanent employment contract
• 30 days of vacation
• Hybrid work model (up to 12 days per month home office)
• Development and learning opportunities

You want to join a European Fintech and a dynamic team, apply online!