Intern Risk (m/f/d)

Your Mission

As a Risk Intern , you will work at the intersection of credit risk, strategy, and operations . You’ll gain hands-on insight into how a modern lending platform operates while taking ownership of meaningful responsibilities from day one.

You will support our Risk team in ensuring sound decision-making, scalable processes, and data-driven risk management, helping us channel capital into the sustainable economy faster and more responsibly.

Risk Assessment & Analysis

• Support the review and evaluation of end customers and partners

• Assist in improving and refining internal risk evaluation frameworks and methodologies

• Contribute to data-driven risk decision processes

Financial & Risk Reporting

• Support the preparation and further development of internal reports and analyses

• Help translate risk insights into actionable recommendations for stakeholders

Process Optimization

• Analyze existing workflows across Risk & Finance operations

• Identify improvement opportunities with a focus on efficiency, automation, and scalability

• Collaborate cross-functionally with Product, Sales, and Finance teams

Ad-hoc Analysis & Operational Support

• Support ongoing operational topics related to payments, reporting, and risk processes

• Conduct ad-hoc analyses to support strategic and operational decisions

Your Talent

• You are passionate about climate action and sustainability and want to create real impact through your work

• You are currently pursuing or have recently completed a degree in Economics, Business Administration, Finance, or a related analytical field

• You bring strong analytical thinking and enjoy working with data and complex problems

• You have gained initial practical experience through internships, student jobs, or relevant projects

• You work in a structured, detail-oriented, and independent way and take ownership of your tasks

• You are highly confident using Excel / Google Sheets

• Bonus: experience with SQL, Python, or financial/risk tools

• You communicate clearly and professionally and enjoy diving into complex topics

• Fluent English (written and spoken); German is a strong plus

• Availability to work on-site in Berlin for 3–6 months

Our Offer

• Growth & Culture: You’ll become part of a team that aims to grow not only professionally but also actively fosters a healthy and sustainable company culture. For us, collaboration and team spirit matter just as much as success.

• Impact & Awareness: Your voice matters, even beyond the office. In addition to 27 days of paid vacation, we offer unlimited days off for climate activism and demonstrations.

• Individual Development: You shape your own path. We support you with a dedicated budget for coaching and training that you can actively tailor to develop the skills that move you forward.

• Relocation Support: Berlin is waiting for you. If you don’t live here yet, we’ll support you with administrative assistance for your move to the capital so you can start your journey with us stress-free.

• Community & Spirit: We’re changing the world, without losing the fun along the way. Look forward to regular offsites, team events, and our legendary “Bees & Beers”, the perfect balance to our meaningful mission.

About us

You don’t want an ordinary job. You want to build something that truly matters. Be part of shaping it from day one, move fast and feel your impact. In a startup that doesn’t ask if something is possible – but how fast . Then you’ve come to the right place!

At Bees & Bears , we’re a Climate FinTech on a mission to unlock capital for the energy transition. We believe finance is the key to accelerating the shift toward a sustainable future. The challenge ahead is massive: by 2050, the world needs to invest €150 trillion (!) to reach climate neutrality. 65% of this investment will need to be financed through loans.

Our mission is to channel capital into the sustainable economy — to accelerate the transition and make the world greener.

What we do:

We work closely with installers of climate hardware such as solar systems, energy storage, and heat pumps — enabling their customers to finance installations easily through monthly installments . Our platform provides the technical and financial foundation to make this happen. In doing so, we’re actively accelerating the energy transition — for households, for our partners, and for the planet.

We’ve recently secured €500 million in funding commitments to green 25,000 households over the next two years. Prior to that, we raised two funding rounds backed by several renowned VCs — and we’ve been growing rapidly ever since.